Innovation in Banking: Personal Financial Management – Credit Sesame and Money Dashboard – Empowering consumers to monitor their finances and get the best deal

Keeping track of your finances and making sure you get the best deal is difficult. At the moment you end up with a pile of paper, a string of internet passwords and a headache. New Personal Financial Management (PFM) services are promising to help you cut through the complexity, better understand your financial circumstances and save money. Could PFM help empower consumers?

Innovation in Banking: Moven and Simple – the new generation of bank accounts which help consumers spend wisely and achieve financial security

Most bank accounts help you spend money, but penalise you for small mistakes. Moven and Simple are part of a new generation of bank accounts that will help you spend your money wisely – helping you to meet your financial goals. They are changing what it means to use a bank account – moving it from a tool to make transactions to a tool to manage your money.

Innovation in Banking: The Credit Agricole mobile banking app store powered by imagination

Mobile banking is the fastest growing way consumers access their account, with the number of customers using a mobile banking app doubling over the past year. How should banks ensure that their mobile apps are more than glorified spreadsheets? Credit Agricole uses the power of its customers’ imagination to drive the development of apps in its CA app store.

Innovation in Banking: Fidor bank – banking with friends – get rewarded for liking your bank

When was the last time you ‘liked’ your bank’s official Facebook page? Or Re-Tweeted something positive about them? What did you receive in return for highlighting this bank to your friends? At Germany’s Fidor bank (Banken Mit Freuden) each social interaction you have with the bank is rewarded. Social banking is at the heart of its business model.